Sweet Home

Where comfort meets style

California Is Cracking Down On Uninsured Motorists

California Is Cracking Down On Uninsured Motorists

Huge brother is not taking part in game titles any longer. The State of California has applied a new process whereby as of October 1, 2006, the DMV start off a systematic evaluate of the 22.4 million personal autos, light vehicles and bikes registered in the point out.

If your bike, car or truck, truck or other motor motor vehicle is identified to be uninsured you will get a 30 day warning letter. If you fall short to get insurance coverage soon after that the Condition will suspend you registration. If you are uncovered to be driving without having a correct registration, your motor vehicle can be seized by the State, and you can face fines of up to $1,000.00.

This is no joke people. If you are driving around without insurance plan you will sooner or later be dinged.

On top of that, insurance policies suppliers are now expected by the Condition to notify the DMV if your insurance coverage is cancelled or expired.

What does this suggest to you? It suggests if you are driving all-around with no insurance coverage you are screwed. The Point out will sooner or later catch up to you. The times of getting insurance policy to get your registration and plates, only to cancel one particular thirty day period later on are more than.

If you get into a bike, motor vehicle or other motor auto accident and have no insurance, you confront losing your motorists license for up to a yr, fines of up to $2,000.00, and the risk of remaining strike with a civil judgment which necessitates you to pay back for the problems you have triggered.

The bare minimum legal responsibility coverage specifications in the Point out are presently $10,000.00 for house harm, $15,000.00 for each individual, and $30,000.00 for every occurrence.

The intent of the regulation is to supposedly make it truthful to the folks that do pay back for insurance plan, and to travel down insurance fees. I agree that it is not fair that law abiding citizens pay out for insurance policy while 15% of the men and women in the State do not, having said that, and as standard, the insurance policy organizations will make out like bandits with this new law. I doubt seriously that insurance policies rates will go down.

As a own personal injury attorney I can tell you that it pains me to see a person get hit by an uninsured motorist so it is excellent that the Point out is cracking down on this difficulty. Having said that to be truly truthful the Condition need to drive the insurance policy corporations to lessen their fees in return for this regulation.

There is just one other point to take note if you are uninsured and you get into an accident that is not your fault, no will only be capable to recover out of pocket losses and that is it! To add insult to personal injury you could shed your drivers license for 1 year and have to pay up to $2,000.00 in fines for driving with no coverage.

The bottom line get liability insurance. The price of not owning insurance is a lot greater than the cost of finding insurance policy. If you simply cannot manage liability insurance policy do not travel!

By Norman Gregory Fernandez, Esq. © 2006